In-House Banking - FTI Treasury

In-House Banking Solutions

Turnkey Solutions for liquidity management, inter-company lending, FX risk management and inter-company netting.

FTI Treasury provides turnkey In-House Bank solutions eliminating the requirement for clients to hire FTE’s and invest in expensive technology.

We provide these solutions to a wide range of multinational clients across multiple industries. We develop customized solutions to meet our clients’ needs. Typically within these structures we have responsibility for cash & liquidity management, Intercompany lending, FX risk management and intercompany netting. Economies of scale in respect of expert resourcing and technology mean that we can provide these solutions to clients on a cost-effective basis.

At FTI Treasury, we understand the challenges of managing multiple bank accounts across different regions and currencies.

That’s why we offer comprehensive In-House Banking solutions to help you efficiently manage your cash resources and maximise process efficiencies.

Our team of experts has years of experience in designing and implementing In-House Banking solutions for businesses of all sizes. We can help you with everything from cash consolidation and cash pooling to intercompany netting and foreign exchange risk management.

By adopting our In-House Banking solutions, you’ll benefit from:

In-House Bank implementation and set up: Our team can help with aspects of your in-house bank set up. We can help defining the optimal banking structure, selecting the right banking partners establishing intercompany lending structures and implementing intercompany netting systems.
Efficient management of liquidity structures: Our in-house banking team manage the daily operations associated bank liquidity structures. We manage zero balancing, target balancing, notional pools and multi-currency notional pools in a multi-bank environment.
Efficient management of intercompany loans: Centralising your intercompany loans in an in-house bank will maximise the efficient use of internal capital. We can manage all aspects of intercompany loan portfolios form settlement and statements to balance tracking and accounting.
Intercompany netting solutions: Intercompany netting ensure an efficient management of the balance sheet and a reduction in FX exposure resulting from intercompany trading activities. We provide turnkey netting solutions including netting cycle management, technology and implementation resources.
Centralised FX risk management: Our team will work with you to identify and manage foreign exchange risks. We’ll help you develop strategies to mitigate these risks and protect your business. We can then manage the daily activities required to hedge these risks with in the in-house bank structure.
Scalability: Our In-House Banking solutions can scale with your business as it grows. We can adjust our solutions to meet your changing needs and help you achieve your long-term goals.

Don’t let the complexities of managing an In-House Bank you back. We can manage all of this on your behalf within our SOC1/SSAE control environment. Contact us today to learn more about our In-House Banking solutions.

In-House Banking Services

We provide daily cash and liquidity management services to global clients in North America and Europe. Our solutions cover all commonly used liquidity structures including Zero Balancing, Target Balancing, Notional Pooling, Multi Currency Notional Pooling and Multi Bank sweeping.

We manage internal back-to-back FX hedging strategies and meet the resulting regulatory reporting requirements.

Our flexible approach to loan administration ensures that we can meet your requirements in relation to documentation, drawdown and repayment processing, interest rate resets, hedging and reporting.

We manage approximately 200 netting cycles per annum for both receivables and payables based structures for weekly, intra-month and monthly cycles. Our netting service covers both inter-company and third party transactions across multiple currencies and jurisdictions.

Operational Management of IHB

This client had a complex global multi-currency zero balancing arrangement in place which required active management on a daily basis.

IHB Outsourcing Solution

This clients Target Balancing Arrangement is used to access cash from its global subsidiaries and the client needed to have this efficiently managed in a cost effective and secure manner.

Daily IHB Management Solution

This client had a complex liquidity structure involving zero balancing arrangements and a multi-currency notional pool which required daily tracking and active management. In addition to the automated liquidity structure a range of manual intercompany loans were also in place.

Technology

At FTI our vision for the technology is to use best in market application for each activity that we undertake instead of one application to do all of them. This ensures that the software that we use for each Treasury Activity is specifically designed for this. We look for software providers who are align with our core values and that are willing to work with us to make their Technology best in class.

Some of the applications that we currently use are:

CGI TWIN: This is our Treasury Management System (TMS) provider. We have had a mutually beneficial relationship with CGI TWIN for over 25 years. Over this time we have work closely with them to ensure that the system has been designed with In House Banking at its core.

Coprocess: This is our Netting system provider. We have been working with CoProcess for around 10 years. This state of the art netting system provide us with the flexibility to meet our clients needs and integrates seamlessly with our TMS and the In House Banking process.

Nomentia Liquidity: This is our Cash Forecasting System provider. We have been working with Nomentia for around 9 to 10 years. This highly adaptable and intuitive system allows us to accurately forecast subsidiaries cash needs both in the short term and long term by effortlessly connecting to Bank systems and ERP systems.

UiPath: In an effort to ensure we are always using the most up-to-date technologies we decided around 4 years ago to start our journey into Robot Process Automation (RPA). UiPath is an industry leader in the market and ensure we are able to ensure that our staff are being deployed in the most effective way so that we can deliver the best services to our clients.

In-House Banking Solutions

FTI Treasury provides turnkey In-House Bank solutions eliminating the requirement for clients to hire FTE’s and invest in expensive technology.

At FTI Treasury, we understand the challenges of managing multiple bank accounts across different regions and currencies.

In-House Banking Services