FTI Treasury: How Treasury In-House Bank Solutions Drive Efficiency in Multinationals

October 23, 2025

How Treasury In-House Bank Solutions Drive Efficiency in Multinationals

In the ninth installment of our FTI Treasury Talks: Conversations with the Experts series, we examine one of the most transformative strategies available to corporate treasury teams: the implementation of in-house bank (IHB) structures. As multinational organizations expand their footprint across diverse geographies and currencies, the complexity, cost, and risk associated with decentralized treasury operations increase significantly. An in-house bank provides a strategic framework to consolidate liquidity management, funding operations, and risk mitigation under centralized governance—delivering measurable efficiency gains and enhanced financial control.

Justin Callaghan, CEO of FTI Treasury, is joined by Eileen Murray, Front Office Senior Manager, to explore how treasury in-house bank solutions can help multinational organizations achieve greater efficiency, control, and visibility over their global cash operations. Throughout this episode, Justin and Eileen share real-world insights from their work helping clients design and operate in-house bank structures that deliver tangible financial and operational benefits.

Key Topics Discussed

  • The Strategic Business Case for In-House Banking: Quantifying cost savings, improving cash visibility, and strengthening financial control across the organization
  • Selecting the Optimal IHB Structure: Evaluating centralized versus regional models, and comparing funding, netting, and cash pooling arrangements
  • Systems Integration: Connecting treasury management systems, ERP platforms, and banking infrastructure to support IHB operations
  • Risk Mitigation and Compliance: Navigating inter-company loan documentation, foreign exchange exposures, regulatory requirements, and tax considerations
  • Real-World Case Studies: Examining multinational organizations that have successfully implemented IHB structures and the tangible results achieved
  • Implementation Roadmap: Practical guidance on initiating IHB projects, scaling operations, and ensuring long-term sustainability

Target Audience

This session is designed for:

  • Group Treasurers and Deputy Treasurers in multinational corporations
  • Chief Financial Officers and Finance Directors with oversight of treasury and cash management functions
  • Treasury operations professionals specializing in cash and liquidity management, FX risk, and corporate funding
  • Finance transformation teams responsible for designing, implementing, or optimizing in-house banking structures

Treasury teams today need to deliver more visibility and strategic value while keeping costs and risks in check. An in-house bank is more than a technical treasury project—it’s a key driver of operational efficiency and financial agility.

Strategic Value

This discussion covers how IHB solutions can:

  • Reduce operational costs through lower banking fees and more efficient internal settlement processes
  • Enhance financial visibility and optimize working capital deployment across multiple jurisdictions
  • Strengthen risk management by consolidating funding operations, inter-company flows, and foreign exchange exposures within a unified framework
  • Elevate treasury’s strategic role by shifting focus from transactional processing to value-added financial decision support

About FTI Treasury Talks

The FTI Treasury Talks series delivers expert insights through engaging conversations with treasury and finance leaders on critical industry topics—including treasury outsourcing, automation, in-house banking, technology enablement, and risk management. Each episode provides practical guidance, proven strategies, and real-world examples designed to help treasury organizations enhance their capabilities and drive business value.

Next Steps

To explore how FTI Treasury can support your organization’s evaluation or implementation of an in-house banking solution, please contact our team directly.

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